“My father was a process engineer (chemical), and as I understand it he designed the process for manufacturing foods and chemicals.  He took a raw product and figured out the process to turn it into a finished good ready for market.  I think this is why my favorite part of what I do is finding a better way to build the processes required for a foreclosure practice, and fixing title and post-sale issues.  Once a client asked me:  Can you fix this? And my reply was:  Yes I can!”

Heidi B. Carey


Heidi Brown Carey represents mortgage banking creditors in foreclosure and bankruptcy proceedings.  Ms. Carey graduated magna cum laude from the Honors College of the University of South Carolina with a Bachelor of Arts in Music, a minor in Business, and a Performance Certificate from the School of Music in Cello.  Upon graduation, she attended the University of South Carolina School of Law as a recipient of the Hoefer-Toal Scholarship.  She earned the American Jurisprudence Award in Torts I and was subsequently Articles Editor of the South Carolina Environmental Law Journal.  She began her law practice representing clients in business litigation and commercial real estate matters.  In 1998 she became in-house counsel to Fleet Mortgage Group, Inc. and Washington Mutual Bank managing mortgage banking litigation nationwide, and advising corporate clients on a wide range of mortgage servicing issues relating to customer service, tax payments, hazard insurance, foreclosures, collections, loss mitigation, mortgage insurance, and bankruptcy.  While at Fleet Mortgage, she was also a member of the Fleet Mortgage Corp. Privacy Task Force for implementation of practices and procedures to comply with the newly enacted Gramm-Leach-Bliley Financial Privacy Act.  Since 2001, Ms. Carey has practiced residential foreclosure and bankruptcy law and supervised and managed both paralegals and attorneys.  Ms. Carey is a member of the South Carolina and Richland County Bar Associations and admitted to practice before all South Carolina state courts and the United States District Court for the District of South Carolina.  Ms. Carey is AV rated by Martindale Hubbell, and in 2011 and 2013 she was recognized as part of the Legal Elite of the Midlands for foreclosure by the Greater Columbia Business Monthly magazine. She is a tenured cello section member of the South Carolina Philharmonic, a board member of the University of South Carolina Friends of the School of Music.  Ms. Carey, her husband Ken, and their two children reside in Columbia, South Carolina.